Laya Healthcare’s new Dublin plan ‘Aspire’ detailed in full.
- Posted by irishhealthinsurance
- On July 18, 2012
- 0
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Laya Healthcare Aspire Plan
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Public Hospital semi-private/Day Case |
Covered | |
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Public Hospital Private Room |
Semi-private rate | |
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Private Hospital Semi Private Room |
Full cover in Clane General, Aut Even, St.Francis-€50 excess applies. Full cover in Sports Surgery Clinic and Beacon Hospital-€125 excess applies. |
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Private Hospital Private Room |
Shortfall of €150 per night in Clane General, Aut Even and St.Francis-€50 excess applies. Shortfall of €200 per night in Sports Surgery Clinic and Beacon Hospital-€125 excess applies. |
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The Blackrock Clinic, the Mater Private and the Beacon Clinic, certain Cardiac Procedures |
Yes: Full cover in Beacon Hospital. | |
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The Blackrock Clinic, the Mater Private and the Beacon Clinic, certain Special Procedures |
Yes-Full cover for semi-private room in Beacon Hospital, subject to €125 excess per claim | |
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The Blackrock Clinic, the Mater Private and the Beacon Clinic procedures other than Cardiac and Special |
Yes-Full cover for semi-private room in Beacon Hospital, subject to €125 excess per claimovered | |
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Day Case Private Hospitals |
Full cover in Clane General, Aut Even, St.Francis-€50 excess applies. Full cover in Sports Surgery Clinic and Beacon Hospital-€125 excess applies. |
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Day Case The Blackrock Clinic, the Mater Private and the Beacon Clinic |
Yes-Full cover in Beacon Hospital, subject to €125 excess per claim. | |
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Convalescence |
€50 x 14 | |
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Cancer Support Benefit |
€100 per night | |
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Maternity |
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Hospital Costs Up To 3 Nights |
€3,500 | |
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Home Births |
€3,500 | |
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Delivery Consultant Fees |
€846.43 | |
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Out-patient Maternity Consultant Care |
€400 | |
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Post-natal Home Help |
Not covered | |
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Alternative Amount To Post-natal Home Help |
Not covered | |
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Post-natal Home Nursing |
Not covered | |
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Child Home Nursing |
€100 x 28 | |
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Pre/Post-natal Care |
Not covered | |
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Child Healthcare Benefit |
Not covered | |
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Parent Accompanying Child |
Not covered | |
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Partner Benefit |
Not covered | |
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Breastfeeding Consultancy |
Not covered | |
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Other Maternity Benefits |
Not covered | |
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Out-patient |
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Individual Excess |
€220 | |
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Family Excess |
€440 | |
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Consultant Fees |
€51 per visit | |
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GP Visits |
€20 per visit | |
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Physiotherapist |
€20 x 25 | |
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Emergency Dental Care |
€510 for restorative treatment within 5 days | |
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Non Emergency Dental |
€25 per year | |
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Home Nursing |
€40 x 40 | |
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A&E Charge |
€20 per visit | |
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Alternative medicines-Acupuncture, Chiropractor, Osteopath |
€20 x 12 per therapy | |
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Dietician, Occupational Therapist, Chiropodist, Speech Therapist |
Dietician €25 x 5, €20 x 12 for the other therapies combined | |
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Psycho-Oncology Counselling |
Not covered | |
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Manual Lymph Drainage |
€500-not subject to outpatient excess | |
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Hearing Test |
Not covered | |
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Optical |
€20 per year | |
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Prescription Costs |
Not covered | |
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Employee Assistance Programme |
Not covered | |
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Other day-to-day Practitioners |
Reflexology €20 x 8, Physical therapy €20 x 8 | |
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Child Speech and Language Therapy |
Covered as per speech therapy benefit above | |
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Travel Vaccinations |
Not covered | |
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Pre/Post Op. Consultation |
Not covered | |
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Out-patient Policy Limit |
€6,400 | |
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Out-patient Radiology |
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Approved Centres |
Direct payment-covered; Non-direct payment-covered subject to outpatient excess | |
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Non Approved Centres |
Not Covered | |
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Radiology Consultants Fees |
Covered | |
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Radiology Test Fees |
Full refund up to €500 | |
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Health Screening |
Full cover for Mammograms and Dexa scans in certain centres.Women’s Cancer Screening up to €30; Men’s Cancer Screening up to €20. Full cover for ‘HeartBeat’ cardiac screening, no excess | |
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Overseas |
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Benefit Abroad For Surgical Procedures Available in Ireland |
Covered | |
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Benefit Abroad For Surgical Procedures Not Available in Ireland |
Covered | |
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Hospital Bill |
€70,000 | |
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Repatriation Expenses |
€2,000,000 | |
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Companion Repatriation Expenses |
€1,000 | |
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24 Hour Telephone Assistance |
Covered | |
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Expenses For Companion |
Not covered | |
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Psychiatric Cover |
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In-patient psychiatric – non-alcohol/drug |
100 days | |
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In-patient psychiatric – alcohol related |
91 days per 5 years | |
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Out-patient Psychiatric Care |
Not covered | |
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Prices per Annum. Net of taxes and levies and a group discount, where it may be available to individuals. |
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Date current version of plan commenced |
18-07-2012 | |
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Adult |
€645.00 | |
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Child One |
€180.00 | |
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Child Two |
€180.00 | |
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Child Three |
€180.00 | |
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Child Four |
€180.00 | |
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Student One |
€180.00 | |
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Student Two |
€180.00 | |
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Student Three |
€180.00 | |
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Student Four |
€180.00 | |
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Newborn |
€0.00 | |
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Credit charge for non-yearly payments |
3% | |